John Wines

John Wines

Chief Strategy Officer

Atlantic Bay Mortgage Group

John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group, leads enterprise-wide innovation in lending, overseeing IT, data, and sales training. His work drives scalable growth at Atlantic Bay.

John earned HousingWire Vanguard honors in 2023 for “moving markets forward” — recognized for launching Atlantic Bay’s AI chatbot, modern POS, and systems architecture that empower both borrowers and staff. With more than 20 years in operations, sales, and mortgage tech, John brings hands-on insight into tech leadership, vendor strategy, and digital transformations in the mortgage space.

Prior to working at Atlantic Bay, John held roles at Homestead Mortgage Corporation and Wells Fargo. He graduated from James Madison University in 2001 with a BBA in Finance.

Featured Sessions

Tuesday, September 16, 2025
3:10 pm
Integrating the Homeownership Journey

Is there a secret to successfully adding real estate, title and other non-mortgage services to your game plan? It’s all in how you go about it. Join a panel of industry leaders as they share the definitive playbook for creating profitable joint ventures with real estate agents, title companies, homebuilders and more. Discover how to forge strategic partnerships that expand your customer base, create new revenue streams and future-proof a business in a competitive market. Don’t miss this opportunity to gain a crucial advantage and learn how to build a powerful ecosystem for sustained growth.