Since arriving at Guaranteed Rate in 2010, Jeremy Collett has demonstrated a capacity to combine deep industry knowledge with bold financial decision-making, helping fuel the company’s rise within the mortgage industry. As Chief Capital Markets Officer, Collett leads a team of experts through the challenging terrain of trading, securitization, interest rate risk management, product development, portfolio management, and investor relations. Previously, Mr. Collett served as Managing Director, Capital Markets at Pennymac. Mr. Collett received a BA in Economics from the University of Florida and is the proud father of Breckin and Sutton. An avid saltwater fisherman, Mr. Collett enjoys spending time around the mangrove islands in the Gulf of Mexico where he grew up. Jeremy is also a guitarist, drummer, golfer, and a die-hard supporter of the Florida Gators. His wife, Amy, is also in the mortgage industry.

Chad Smith is the President and Chief Operating Officer of Better (NASDAQ: BETR), a leading digital mortgage company on a mission to make homeownership faster, cheaper, and just plain better for all Americans. Since its founding in 2015, Better has originated over $100 billion in home loans, more than $38 billion in insurance, and over $3 billion in real estate transactions, all entirely online.

A seasoned veteran in the direct-to-consumer mortgage industry, Chad holds over 20 years of experience building lead routing strategies and partnerships for distributed retail, recapture, and MSR ownership. Prior to Better, Chad served as the Chief Executive Officer of Mission Loans, a customer and partner-centric mortgage company. He has held leadership roles at lenders including Executive Vice President of Consumer Direct and Portfolio Retention at Caliber Home Loans, a full service national mortgage originator, President of Direct Lending at loanDepot, one of the nation’s largest non-bank retail mortgage lenders, and Senior Vice President of Production at LendingTree Loans. LendingTree Loans was eventually acquired by Discover Home Loans, where Chad oversaw mortgage production for Discover’s entrance into the mortgage business.