Tidalwave’s Agentic AI Mortgage POS+ lets banks, credit unions, and IMBs break free from the limitations of legacy digital mortgage POS solutions. In choosing Tidalwave, Financial Institutions unlock greater operational efficiency, increase market share, realize stronger profitability, produce seamless and stress-free borrower application experiences, improve borrower application-to-decision rates, and more.

Demo Presentation

Mortgage POS+

Tidalwave: The Only Agentic AI Mortgage POS+

Tidalwave helps IMBs, banks, credit unions, and new home builders break free from the limitations of legacy digital mortgage solutions and is purpose-built to improve both sides of the transaction. It empowers borrowers with real-time, judgment-free mortgage application guidance, while giving originators structured, decision-ready data that speeds up approvals and eliminates mundane, manual processes.

Unlike legacy POS technologies that simply take in data, Tidalwave communicates with borrowers in real-time to deliver hallucination-free experiences. The platform supports multilingual applications, delivers instant pre-qualifications, and runs dual AUS at the point of application—all without having to wait on a loan officer.

On the lender side, Tidalwave converts borrower voice and written communication into structured loan files, streamlines credit and asset evaluation, reduces conditions, improves cycle times, and eliminates costly legacy workarounds. Loan officers spend less time on mundane, repetitive tasks and more time building relationships and closing loans.

So, why is Tidalwave a POS+, not just a POS?

Because it goes beyond surface-level functionality. Tidalwave doesn’t just fix obvious pain points—it also addresses the operational inefficiencies lenders have quietly adapted to over time. It eliminates the need for offline workarounds, automates complex logic, and proactively guides borrowers from start to finish. With our patent-pending mortgage contextualizer, Tidalwave ensures accurate, hallucination-free responses. And by leveraging Agentic AI for Credit and Asset Evaluation, we produce perfect, seamless data to your team.

Tidalwave isn’t just a modern mortgage POS. It’s a smarter, fully guided experience that’s rapidly transforming how mortgage lending gets done—for both borrowers and lenders.

Explore how Tidalwave’s Agentic AI Mortgage POS+ can simplify lending by visiting www.Tidalwave.ai or emailing: Demo@Tidalwave.com.

Joel Kan serves as Vice President, Deputy Chief Economist for the Mortgage Bankers Association. In this role, he is responsible for MBA’s macroeconomic and housing market forecasts and oversees the production of MBA’s industry surveys, including the Weekly Mortgage Applications Survey, Builder Applications Survey, and Mortgage Credit Availability Index – three of the association’s high-profile surveys. Mr. Kan presents regularly on the economy and housing market at MBA and industry events, and is interviewed and quoted frequently in national, local and industry media outlets. 

Prior to joining the MBA, he worked in Ernst & Young’s Quantitative Economics and Statistics (QUEST) group. He holds a B.Sc. in Economics and Statistics from the University of Michigan, Ann Arbor.

Ocrolus is a leading AI-powered workflow and analytics platform for lenders. We automate underwriting workflows across small business, mortgage, and consumer lending, delivering a best-in-class solution for analyzing financial documents. Our platform classifies documents, extracts key data, detects fraud, and delivers comprehensive cash flow and income analysis—all with exceptional precision and reliability. With Ocrolus, lenders can streamline the borrower experience, scale operations efficiently, and manage risk with greater confidence.

Dara is an industry-first mortgage software platform that unifies all data and user experiences for servicers and homeowners across the entire servicing lifecycle, including Default servicing. Dara’s Loss Mitigation solution puts homeowners in control during hardships by delivering an end-to-end digital experience, from a simplified application process and guided delivery of supporting documents to digital delivery of modification terms, ability to schedule/make payments, — and, of course, a “pizza tracker” and real-time notifications for instant, anytime status updates from any device

Demo Presentation

Dara

Dara is an industry-first mortgage software platform that unifies all data and user experiences for servicers and homeowners across the entire servicing lifecycle. Servicers use it to build customer relationships, reduce operational costs, and prioritize compliance within a single user experience for teams and homeowners built on real-time, end-to-end data.

Chetu is a global software solutions provider, specializing in custom software solutions for the mortgage industry. With expertise in developing advanced PPE platforms, instant income and employment verification, AI-powered underwriting, and more, our developers integrate cutting-edge technologies to innovate mortgage services.
Visit www.chetu.com to learn more.

Mary Ellen Egan is a journalist with more than 25 years of experience in business and investigative journalism. She has been a staff writer and editor at Forbes, The American Lawyer, First Amendment Watch and American Banker. She has freelanced for Bloomberg, Bloomberg Law, University of Chicago Booth School of Business, Stanford Graduate School of Business and Thomson Reuters. She is currently an adjunct professor of journalism at New York University.

Brad Bava is the Senior Vice President, Marketing Services Group at Arizent, leading the media and conference sales team across the business. He is focused on connecting our marketing services clients with our audiences through valuable experience that build strong relationships.

Brad joined Arizent in 2017, helping industry-leading brands like IBM, OneSpan, Tata Consultancy, and Temenos connect with our banking community. Brad then became the publisher of American Banker and National Mortgage News before being tapped to lead sales across our seven communities. Prior to Arizent, Brad spent 10 years at IKON Office Solutions where his outstanding sales performance was recognized with four straight President’s Circle awards. His successes culminated in his leadership of the NYC market across sales and operations. 

Brad is an accomplished athlete and coach.  He leads several youth athletic programs across a variety of sports and spends much of his free time mentoring the athletes in those programs. He graduated from Montclair State University with a B.A. in History.

Holly Sraeel is Arizent’s Senior Vice President of Strategy and Content, Live Media, leading content creation and innovation for the events portfolio and introducing new multimedia and invitation-only experiences for senior executives that drive critical conversations and action around corporate strategy, innovation and financial performance. She is part of the company’s operational leadership team and is focused on developing cross-platform programming that creates higher levels of engagement for subscribers, community participants and partners across the company’s brands, including American Banker, The Bond Buyer, National Mortgage News, Accounting Today, Digital Insurance, Financial Planning and Employee Benefits News.

Sraeel is an award-winning editorial director, media executive and content strategist with expertise in developing influential content, communities, and events for C-level executives in the banking and financial services, insurance, and technology industries. Prior to joining Arizent, she held several content leadership and strategist roles, including for B2B media consultancy New York Ventures, capital markets management consultancy Opimas, Oxford University-incubated startup Wise Responder, and as cofounder of Genesys Partners’ Agility First Forum.

This new role marks a return to the company for Sraeel. In her previous 12-year run, she was a member of the executive team and was pivotal in driving new cross-platform editorial, events and business innovation as SVP of Brand Management; Group Editorial Director of Banking and Technology magazines; and Founder, President and Editorial Director of The Most Powerful Women in Banking,™ the company’s first-ever, community-based media platform, now part of Arizent’s flagship American Banker.

Sraeel is an early honors graduate of Marist College with a Bachelor of Arts degree in Communications and a concentration in journalism.

Jon Moore is Arizent’s Executive Vice President of Events and Live Media, leading the company’s portfolio of world-class events.  The portfolio consists of 20+ events across top brands including American Banker, Bond Buyer, National Mortgage News, Accounting Today, Financial Planning and Employee Benefits News. He is also part of the company’s Executive leadership team.

Previously, Jon served as EVP of Events for Bonnier corp. He has also held leadership roles at Summit Business Media, Family Media and Source Media.  He has had the opportunity to run events of all sizes across a wide spectrum of content and has operated events in North America, Europe, Asia, the Middle East and Africa. 

Jon holds a BA from SUNY Plattsburgh and lives with his wife and two daughters in Long Island NY.