President
GoMortgage
Jay Promisco brings more than 20 years of executive leadership experience building high-performance mortgage platforms at scale. Known for blending operational rigor with forward-leaning technology adoption, he has led initiatives spanning AI-enabled underwriting, cost-to-originate optimization, digital production models, and enterprise growth strategies.
Navigating a market with razor-thin margins is a challenge. The latest MBA data shows the average independent mortgage bank lost $28 on every loan originated in the first quarter of 2025, with losses even steeper for smaller lenders. Despite this, some of the savviest lenders are not just surviving, but thriving. This powerful discussion will reveal how top-performing mortgage professionals are driving down their average cost per loan by finding hidden efficiencies in everything from commissions to technology and equipment. Attendees will gain exclusive insights into strategies for boosting productivity and improving pull-through rates.
The integration of artificial intelligence is fundamentally changing the mortgage industry, with a clear focus on demonstrating a tangible return on investment. As originators increasingly look to servicing to build a customer-for-life strategy, the session explores the pace at which AI is moving from experimental use cases to proven, scalable solutions that deliver real value across both functions. The discussion will cover the current state of AI adoption, from automating routine processes like document reverification and underwriting to using generative AI for customer-facing tools and internal efficiency gains. The session will also examine how innovative platforms are leading to measurable cost savings and increased application volume.