Senior Associate Attorney
Polunsky Beitel Green
Peter Idziak has represented clients in all areas of residential mortgage lending for more than a decade. Lenders regularly call him for advice on regulatory matters and compliance issues concerning all aspects of consumer lending and real property law.
His experience advising lenders on federal and state consumer financial laws and regulations spans several statutes, including the Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act and the Home Mortgage Disclosure Act. He also routinely advises clients on Veterans Administration, Federal Housing
Administration and Government-Sponsored Enterprise requirements.
As Polunsky Beitel Green’s senior associate, he is also responsible for training and supervising the firm’s associate attorneys.
An honors graduate in government at Harvard University, Peter earned his law degree with honors at the University of Texas School of Law. He is also an MBA Certified Mortgage Compliance Professional (CMCP).
With increased regulatory scrutiny on marketing service agreements, referral fees, and a new political administration changing dynamics for lenders, this session will explore the evolving landscape of the Real Estate Settlement Procedures Act. Attendees will gain critical insights into navigating the complexities of the rules, exploring how lenders can modernize compliance practices and foster beneficial relationships with real estate partners. The session will focus on balancing consumer protection and transparency with the need for competitive, efficient loan origination.