Christina Randolph is Vice President of Distribution within Seller Engagement in the Freddie Mac Single-Family Acquisitions Division. She oversees distribution of Freddie Mac tools and capabilities into the marketplace through a multi-channel model designed to focus on an easier and more efficient way to do business with Freddie Mac. Her group — comprising Partner Strategy and Integration, Business Development and Customer Service — is responsible for engaging with thousands of lending institutions, software platforms and third-party data providers, as well as consumers across the mortgage ecosystem.
Since joining Freddie Mac in 2018, Ms. Randolph has contributed efforts to enhance the loan manufacturing experience by developing new operating models and improving how we engage with channel partners to optimize lender adoption and use of Freddie Mac products and tools across the mortgage lifecycle. Her team focuses on providing superior customer and partner support experiences, as well as identifying impactful and meaningful partnership opportunities to help mitigate risk, lower origination costs, increase efficiencies and further digitize the mortgage industry.
With over 25 years of experience in both the mortgage and technology industries, she has held various roles in sales, operations, implementations and product management at Fannie Mae, FIS, Chase, Countrywide and PHH. In her career, she is dedicated to transforming the mortgage experience by bridging the gap between business process and technology.
Ms. Randolph holds a B.S. in finance from Rutgers University. She was recognized with HousingWire’s 2024 Women of Influence Award and the MBA Newslink 2023 Tech All-Star Award.
Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac’s blog FreddieMac.com/blog.
Jonathan Kunkle is Vice President of Seller Engagement – West within Seller Engagement in the Freddie Mac Single-Family Acquisitions Division. He is responsible for growth, relationships and overall satisfaction in the Northwest, Southwest and Midwest sales regions.
Joining Freddie Mac in 2024, Mr. Kunkle brings 20+ years of extensive experience in sales leadership, operational management, and technical and product oversight across residential mortgage origination, loan servicing and capital markets.
Most recently Mr. Kunkle was EVP, Chief Product Officer, for Covius Holdings, Inc. (formerly LenderLive Network) and, prior to that, Executive Director of Enterprise Services. In these roles, he led strategies that included sales plans for growth, overhauling and retooling product solutions, collaborating with technical partnering and ensuring client voice was captured into solutions.
Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers. Learn more at FreddieMac.com, Twitter @FreddieMac and Freddie Mac’s blog FreddieMac.com/blog.
John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group, leads enterprise-wide innovation in lending, overseeing IT, data, and sales training. His work drives scalable growth at Atlantic Bay.
John earned HousingWire Vanguard honors in 2023 for “moving markets forward” — recognized for launching Atlantic Bay’s AI chatbot, modern POS, and systems architecture that empower both borrowers and staff. With more than 20 years in operations, sales, and mortgage tech, John brings hands-on insight into tech leadership, vendor strategy, and digital transformations in the mortgage space.
Prior to working at Atlantic Bay, John held roles at Homestead Mortgage Corporation and Wells Fargo. He graduated from James Madison University in 2001 with a BBA in Finance.