Avery Arasin is a Sales Engineer at REPAY, where he helps modernize the borrower payment experience through digital payment solutions and enterprise integrations.
Prior to joining REPAY, Avery led product strategy and engineering for a technology startup, where he guided product development, built payment capabilities, and led crossfunctional teams from concept through launch.
Drawing on experience across software development, product management, and payments technology, Avery is passionate about simplifying complex financial workflows and building digital experiences that solve real business problems.
Mike Romano is a mortgage technology executive and thought leader with more than two decades of experience helping financial institutions modernize lending through technology and innovation. As Senior Director of Sales at JazzX, he partners with banks, independent mortgage lenders, and credit unions to apply Enterprise AGI to the mortgage lifecycle, enabling faster loan decisions, lower operating costs, and improved borrower experiences. Before joining JazzX, Mike co-founded two Y Combinator-backed mortgage fintech companies, and held leadership roles at Wells Fargo, PwC, KPMG, and Evolve Mortgage Services. Throughout his career, he has built high-performing sales organizations, advised many of the nation’s largest lenders, and helped scale businesses from startup through significant revenue growth. Mike holds both his bachelor’s degree and MBA from the University of California, Berkeley.
Jina Choi is a strategic problem solver and innovator with deep experience across the mortgage origination ecosystem. Throughout her career, she has developed a reputation for tackling complex industry challenges by identifying the root cause, defining the optimal outcome, and building practical paths to achieve it.
Her experience spans multiple facets of mortgage origination, giving her a unique ability to connect processes, technologies, and stakeholders that often operate in silos. Jina approaches problems differently than most, refusing to accept legacy constraints or conventional wisdom as fixed limitations. Where others see obstacles or reasons something cannot be done, she sees opportunities to rethink assumptions and design better solutions.
A true blue ocean thinker, Jina is driven by the belief that meaningful innovation comes from questioning how things have always been done and imagining how they should work instead.
With more than 28 years in mortgage technology, Mark Ramirez has built a career at the intersection of business strategy and technical innovation. His experience spans the planning, architecture, design, development, and implementation of enterprise-scale mortgage platforms, proprietary technologies, and mission-critical systems across the lending lifecycle.
Mark’s work has consistently focused on solving hard problems others accept as unavoidable. From origination workflows and underwriting automation to secondary market execution, he has developed technology solutions that eliminate friction, reduce complexity, and improve decision quality at scale.
Today, Mark is leading efforts to modernize the industry’s underlying infrastructure, leveraging intelligent automation, orchestration, and next-generation architecture to transform how mortgages move from application to investor delivery.
Jacob Barra is an Enterprise Account Executive at Insyde.ai, where he works with mortgage and financial institutions to bring practical AI into their sales, marketing, and customer engagement workflows. He partners closely with enterprise lenders to understand their goals and match them with technology that drives measurable growth.
Matthew Smith is an AI Strategic Growth Manager at Insyde.ai, where he helps mortgage and financial institutions put practical AI to work across sales, marketing, and customer engagement. A B2B AI SaaS sales professional with a passion for sales innovation, Matthew partners with lenders to turn emerging technology into measurable growth. A lifelong learner at heart, he is focused on making artificial intelligence approachable and genuinely useful for the people closest to the borrower.
For more than 30 years, Dustin Gray has built and led technology-driven businesses across real estate and mortgage, working at the intersection of product, operations, and growth. He’s had the opportunity to start companies, lead business units, and scale platforms in both early- and later-stage environments.
Today, as Founder & CEO of Homeowner.AI, Dustin is focused on modernizing how businesses engage across the homeowner lifecycle. The industries that serve homeowners operate in silos, limiting long-term engagement and value creation. OneHomeowner is an AI-powered platform that unifies property data and ongoing engagement into one system, enabling partners across real estate, lending, insurance, and home services to move beyond transactions and build lasting relationships.
Dustin is passionate about applying technology thoughtfully to one of the world’s largest and most important asset classes: the home.
Athan Zhang is the CEO and Founder of Copperlane, where he leads product and engineering at the intersection of artificial intelligence and financial services. He focuses on building systems that apply advances in AI to complex, real-world workflows, with particular emphasis on AI safety, performance, and thoughtful integration into existing operational environments.
Prior to Copperlane, he was a quantitative developer at Five Rings, a proprietary trading firm, where he worked on high-performance systems in fast-moving financial markets. He was also an early founding engineer at two startups, including one that was acquired and another that raised millions in venture funding. Athan studied computer science at Princeton.
With family roots in the mortgage industry, he developed an early appreciation for the challenges and complexity of the loan process. Athan is also a licensed mortgage loan officer. His work at Copperlane focuses on applying modern AI techniques to legacy financial systems, with the goal of improving efficiency while maintaining the rigor required in highly regulated environments.
Brianna Lin is the COO and Founder of Copperlane, where she leads operations, go-to-market strategy, and partnerships at the intersection of AI and financial services. She focuses on bringing new technologies into complex, highly regulated environments, working closely with customers to translate technical capabilities into practical workflows.
Prior to this, Brianna was a trader and developer on the equities floor at Jefferies, one of the largest investment banks. There, she gained experience in fast-moving markets, risk management, and client-facing problem-solving. She studied in the Jerome Fisher Program in Management & Technology at the University of Pennsylvania, pursuing a dual degree in Real Estate from the Wharton School and Computer Science from Penn Engineering.
Brianna comes from a family deeply involved in the mortgage industry, which has shaped her understanding of how operational complexity and borrower experience intersect across the loan process. She is also a licensed mortgage loan officer. Today, her work at Copperlane centers on applying cutting-edge AI technology to real-world systems in mortgage lending.
Shivam Goyal is a product and venture leader focused on the intersection of fintech, AI, and real-estate-backed lending. As Co-Founder of PropIQ, he leads the company’s mission to help banks and brokers convert visual and transaction signals into prioritized outreach and predictable loan-pipeline growth. In addition to his operating role, Shivam is a Venture Partner at Endeavor Capital Management, where he sources and helps scale early-stage investments in AI, fintech, and SaaS
Before PropIQ, Shivam served as Head of Product at Tellus, an a16z-backed consumer fintech, and has founded three startups, bringing hands-on underwriting, asset management, and product leadership to each. He’s been invited to speak on fintech and AI at Yale University, the University of Pennsylvania, and Georgetown. His entrepreneurial achievements include Forbes Under 30 Scholar honors and selection as a Global Shaper by the World Economic Forum. Shivam earned a BE in Engineering (Computer Science) from Dartmouth College and a BA in Physics & Mathematics from Skidmore College