Jack Cavanagh is the Senior Vice President of Onity Group Inc. (NYSE: ONIT), where he leads Financial Planning & Analysis and Data Science. Since joining the company Jack has helped to transform Onity into a data-first, AI-powered mortgage leader by integrating machine learning, natural language processing, and robotic process automation to drive financial forecasting, streamline operations, reduce costs, and improve borrower experiences.
With a career spanning over 20 years in financial services and analytics, Jack has held senior roles at major financial institutions including Morgan Stanley, Hudson Advisors/Lone Star Funds, and Caliber Home Loans. At each stop, he has been known for bridging the gap between business strategy, finance, and advanced analytics. Through this experience he has developed into a cross-functional innovator, fluent in the languages of data science, finance, and mortgage banking.
Jack is also a recognized thought leader in the mortgage industry. He frequently speaks at industry events and contributes to discussions on the future of analytics and AI and its impact on lending, automation, and the customer experience.
Jack earned his MBA from Georgia Tech and his undergraduate degree from Providence College. He lives with his wife Mabel and their three children in the Dallas metro area.
John has been in the mortgage lending industry since 2004 and has held leadership responsibilities in the New Jersey, Florida and California markets. He came to Certainty Home Lending after 15 years with one of the world’s largest global banks, where he most recently held the role of Market Leader for their Wealth Management division. In that role, John oversaw 20 wealth management loan officers supporting the bank’s financial advisors and private bank client associates in the greater Los Angeles and Southern California region, leading the Los Angeles market to become number one in both 2021 and 2022.
John came to Southern California in July of 2015 as the Area Lending Manager for Santa Monica/Ocean Cities market. There, he grew his team of loan officers, which quickly earned the #1 production ranking with over $2 billion in volume in 2019.
Previously, John served in the South Florida market as an Area Lending Manager. During his time in Florida, he was regularly asked to speak at real estate industry events produced by organizations such as the Miami and Fort Lauderdale Associations of REALTORS. In 2014, he was named President of the National Association of Hispanic Real Estate Professionals (NAHREP) of South Florida, where he worked to empower that community to better realize the dream of home ownership. He later served on the National Board of NAHREP as a Chapter Trainer.
John began his career as a mortgage loan officer, assisting in the recovery from the foreclosure crisis by serving multicultural, low and moderate income borrowers and becoming the bank’s leading producer in volume for those markets.
John received his Bachelor of Arts degree from Rutgers University. Today, he lives in Marina Del Rey with his wife and dog.
Jake Vermillion is Chief Marketing Officer at Mortgage Champions, where he helps lenders fix broken sales processes and align marketing with what actually drives results. Built on Dale Vermillion’s OthersFirst philosophy, the Mortgage Champions team has trained over a million loan officers and partnered with 600+ organizations to boost trust, conversions, and long-term customer retention.
Recognized as a 2025 HousingWire Rising Star, Mortgage Maverick, and Top Voice in Mortgage Marketing, Jake blends relational sales strategy with modern digital insight to move leaders beyond tactics toward sustainable impact.
Follow Jake’s insights with 10,000+ professionals on LinkedIn or reach him at jake@mortgagechampions.com.
Erin Langevin joined Guild Mortgage when it acquired her previous firm, Liberty Financial Group, in 2008. In January 2025, Erin transitioned to Senior Vice President, Production Strategic Initiatives – a newly created role focused solely on strategic processes, systems and related initiatives. In this role, Erin will help Guild navigate the ever-changing mortgage industry, transform our systems and processes and support innovations for years into the future.
Erin was promoted to Guild’s corporate production operations department in 2010, where she was responsible for all processing training and enhancing the technology and systems supporting operations. She was selected as Vice President of Retail Operations in 2014 and named Senior Vice President in January 2018. Her responsibilities have included management of Guild’s retail processing, underwriting and closing/funding, and technology and systems that support Guild’s operations personnel. Additionally, she oversaw training for staff in each of these areas. Her leadership has been instrumental in expanding the depth and expertise of mortgage operations that has enabled Guild to grow into one of the nation’s top independent mortgage lenders.
She started in the mortgage industry in 1998 as a marketing assistant and later worked as a loan officer assistant before transitioning into operations. Erin has been managing operations since 2004 and initially served as operations manager of the Mountain Region when she started at Guild.
Dan is a Senior Partner and the former head of McKinsey’s Real Estate Finance practice. Dan’s work focuses on operational performance improvement, digital design and build, and commercial excellence. For more than two decades, he has worked with national and regional lenders, real estate brokerages, mortgage insurers, mortgage servicers, builders, technology firms, and government housing agencies. In addition to his work in real estate, he also works with clients in energy, infrastructure and other aspects of the built environment. Dan holds an A.B. from Princeton University and a J.D. from Harvard Law School.
Tony Blodgett is an experienced Certified Mortgage Banker® with over 28 years in the industry. He currently serves as Executive Vice President, National Retail Sales at New American Funding, where he leads retail for the Western United States. In this role, Tony develops and executes effective sales strategies and oversees growth, profitability, and performance, ensuring continued expansion, leadership, and retention.
Prior to joining New American Funding, Tony served as the President and COO of Mortgage Advisory Group, where he oversaw all aspects of the company’s operations and was instrumental in driving significant growth in both revenue and market share.
Tony’s passion for the industry led him to host the podcast, Market Shares, where he interviews industry experts, shares insights on what’s happening in today’s mortgage market, and provides strategies to help grow your market share.
In addition to his professional achievements, Tony is a dedicated family man. He is happily married and proud to be a father of three children, two daughters and a son.
Tony’s commitment to continuous self-improvement is evident in his passion for martial arts. He holds a second-degree black belt and applies the principles of discipline and perseverance to both his personal and professional endeavors.
Tony’s diverse background, extensive experience in the mortgage banking industry, and his dedication to his family and personal growth make him a well-rounded and respected leader in the field. He is known for his strategic vision, exceptional leadership skills, and commitment to excellence, making him a valuable asset to New American Funding and the mortgage banking industry as a whole.
Follow Tony Blodgett’s Podcast here: www.marketshares.com or on IG @marketsharespodcast
Tim Von Kaenel is Chief Strategy Officer at CI&T, a global technology transformation firm for large enterprises and fast growth clients, where he specializes in building, integrating and reengineering tech stacks for banks, mortgage lenders, and fintech companies. Tim’s deep roots in mortgage lending include chief product officer roles at tech-forward mortgage bank LoanDepot, mortgage servicing software leader Sagent, and mortgage point of sale software pioneer CloudVirga.
As the President of PLACE, Inc., Chris Stuart, in collaboration with co-founders Ben Kinney and Chris Suarez, is responsible for driving the organization’s cross-functional growth objectives by scaling the company’s technology and consulting platform to include a diverse offering of consumer services.
Prior to his role with PLACE, Stuart served as the President & CEO of the Berkshire Hathaway HomeServices global franchise network representing more than 50,000 agents across 11 countries in North America, Europe, the Middle East, and Asia. During his time with Berkshire Hathaway HomeServices, the network expanded from 32,000 agents to more than 50,000 agents including all of the network’s global expansion beyond the U.S.
Prior to his role with Berkshire Hathaway HomeServices, Stuart served as Managing Director & EVP of Intero Real Estate Services until it’s successful acquisition by Berkshire Hathaway’s HomeServices of America. In that role Stuart had primary responsibilities for the firm’s franchise business unit, client services, marketing, and technology, as well as the Leadership development and training program.
A graduate of Texas A&M, Stuart started his career in the enterprise technology and systems integration space first with a boutique firm in New York City and then with Oracle Corporation as a global account executive. Stuart’s experiences in both the technology and real estate industries serve to galvanize his pursuit of scale and diversification within PLACE’s business operations.
Bailey Reutzel is Senior Director, Strategy and Content, Live Media, for National Mortgage News. She is also a long-time finance and tech journalist with a focus on cryptocurrency and AI. Her work has appeared in CNBC, The Atlantic, The Economist, CoinDesk, Decrypt, and many more. She has worked with some of the biggest tech companies on content strategy and creation. Today, she works as an event programmer building out stories for the stage. In her free time, she hops around hobbies – a new one every month.
Phil Crescenzo Jr. is a mortgage industry leader and Division Manager at Nation One Mortgage, with a focus on FHA and VA approvals, specializing in builders denied files and backlog management.
Known for turning complex loan challenges into approvals, he has built a reputation for helping homebuyers secure financing where others couldn’t.
With a proven track record of guiding clients, builders, and real estate partners through the most demanding market conditions, Phil focuses on systems, strategy, and team growth to deliver consistent results.
Based in Charleston, SC, he leads one of the region’s top-performing mortgage branches while mentoring the next generation of originators.