LoNav Solutions is a modular mortgage management platform connecting CRM, borrower engagement, application, qualification, disclosures, and closing workflows on one data spine. Its four modules—TITAN, KLARA, NAVI, and ATLAS—can operate separately or together, with compliance built into workflows and AI-assisted outputs remaining transparent, explainable, fully reviewable, and human-controlled.
LoNav Solutions is a modular mortgage management platform that connects the people, processes, communication, and technology of a mortgage transaction on a single data spine.
Most mortgage stacks are assembled from disconnected point tools — each with its own login, its own copy of the borrower record, and its own vendor-approval and compliance burden. LoNav is built as one system with four modules that can be purchased separately or run all-in-one:
TITAN — grow and run the business. Mortgage-specific CRM for borrowers and referral partners, lead capture and ingestion, the Lead → In-Transaction → Funded pipeline with a 30-column inline command center, milestone-driven borrower outreach, AI daily briefings, team roles and per-user client scoping, and commission tracking.
KLARA — win borrowers and agents. Branded eBusiness cards, HomePass shop-a-home and buy-vs-rent calculators for borrowers and realtor partners, pre-approval letters gated by a letterhead compliance approval, multi-scenario cash-to-close, and an agent recruitment funnel with engagement tracking.
NAVI — qualify with confidence (early access). A borrower-friendly 2020 URLA, an agency-accurate income engine that always shows its work, and eligibility analysis across Conventional, FHA, VA, and Jumbo.
ATLAS — close on time, compliantly (early access). An in-house TRID disclosure engine and closing calendar built around delivery timing and earliest-legal-close computation.
Two principles run through all four. Compliance is the frame, not a feature — TRID timing, SAFE Act, TCPA/DNC, Equal Housing, and GLBA considerations are built into the workflows themselves rather than bolted on. And AI drafts, humans decide — briefings, borrower outreach, and income analysis are always reviewable, never a black box.
LoNav is multi-tenant, hosted on Azure, and operating under an active SOC 2 readiness program.